Consolidated Balance Sheets - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Investments
Fixed maturities, at fair value (amortized cost: $80,371,842 at December 31, 2016, and $82,202,727 at December 31, 2015)	$ 80,383,925	$ 82,161,291
Short-term investments, at fair value	10,204,603	15,640,803
Available-for-sale:
Total Investments	90,588,528	97,802,094
Cash and restricted cash	13,496,379	8,258,673
Accrued investment income	185,916	85,915
Receiveable, net	6,008,083	5,505,361
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	260,744	751,323
Unpaid losses and loss adjustment expenses	9,520,970	9,636,961
Deferred policy acquisition costs	4,432,299	4,233,396
Property and equipment (net)	10,282,532	10,220,720
Deferred income taxes	1,177,346	1,334,087
Other assets	2,269,408	2,341,905
Total Assets	138,222,205	140,170,435
LIABILITIES
Unpaid losses and loss adjustment expenses	47,055,787	49,093,571
Unearned premium	19,374,740	18,079,253
Advance premium and premium deposits	224,055	212,255
Accrued expenses and other liabilities	2,660,983	2,443,284
Total Liabilities	69,315,565	69,828,363
STOCKHOLDERS' EQUITY
Common stock, no par, authorized 10,000,000 shares; issued and outstanding shares 5,307,133 at December 31, 2016, and 5,315,945 at December 31, 2015	3,761,320	3,742,547
Accumulated other comprehensive income (loss)	7,975	(27,348)
Retained earnings	65,137,345	66,626,873
Total Stockholders Equity	68,906,640	70,342,072
Total Liabilities and Stockholders' Equity	$ 138,222,205	$ 140,170,435