Consolidated Statements of Cash Flows - USD ($)	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash Flows from Operating Activities:
Net loss	$ (2,001,454)	$ (933,914)
Adjustments to reconcile net loss to net cash from operations
Depreciation and amortization	361,490	348,979
Bond amortization, net	(12,897)	(14,011)
Non-cash stock based compensation	17,328	17,328
Loss on asset impairment	0	1,287,460
Changes in assets and liabilities:
Net receivables and accrued investment income	(725,991)	(753,430)
Reinsurance recoverable	237,404	(1,479,971)
Deferred policy acquisition costs	(313,431)	(451,269)
Other assets	(4,750,878)	(371,366)
Unpaid losses and loss adjustment expenses	727,884	1,184,375
Unearned premium	1,322,906	1,906,565
Advance premium and premium deposits	277,193	164,220
Accrued expenses and other liabilities	330,730	(759,047)
Income taxes current/deferred	(1,037,537)	(453,102)
Net Cash Provided (Used) by Operating Activities	(5,567,253)	(307,183)
Cash Flows from Investing Activities:
Purchase of fixed maturity investments	(12,032,000)	(36,247,858)
Proceeds from maturity of fixed maturity investments	11,640,000	3,249,000
Net decrease in short-term investments	7,466,195	34,007,837
Additions to property and equipment	(536,584)	(490,196)
Net Cash Provided (Used) by Investing Activities	6,537,611	518,783
Cash Flows from Financing Activities:
Repurchase of common stock	(89,582)	(117,862)
Net Cash Provided (Used) by Financing Activities	(89,582)	(117,862)
Net increase (decrease) in cash	880,776	93,738
Cash at beginning of period	334,495	309,162
Cash at End of Period	1,215,271	402,900
Cash paid during the period for:
Interest	0	0
Income taxes	$ 8,774	$ 8,900