Consolidated Balance Sheets - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Available for sale:
Fixed maturities, at fair value (amortized cost: $82,607,624 at September 30, 2016, and $82,202,727 at December 31, 2015)	$ 82,648,802	$ 82,161,291
Short-term investments, at fair value	8,174,608	15,640,803
Total Investments	90,823,410	97,802,094
Cash	1,215,271	334,495
Accrued investment income	174,660	85,915
Receivables, net	6,142,607	5,505,361
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	497,166	751,323
Unpaid losses and loss adjustment expenses	9,653,714	9,636,961
Deferred policy acquisition costs	4,546,827	4,233,396
Property and equipment (net of accumulated depreciation)	10,395,814	10,220,720
Deferred income taxes	1,296,451	1,334,087
Other assets	16,064,046	10,266,083
Total Assets	140,809,966	140,170,435
LIABILITIES
Unpaid losses and loss adjustment expenses	49,821,455	49,093,571
Unearned premiums	19,402,159	18,079,253
Advance premium and premium deposits	489,448	212,255
Income taxes payable	0	0
Accrued expenses and other liabilities	2,774,014	2,443,284
Total Liabilities	72,487,076	69,828,363
STOCKHOLDERS' EQUITY
Common stock, no par, authorized 10,000,000 shares; issued and outstanding shares 5,307,133 at September 30, 2016, and 5,315,945 at December 31, 2015	3,755,544	3,742,547
Accumulated other comprehensive income (loss)	27,177	(27,348)
Retained earnings	64,540,169	66,626,873
Total Stockholders' Equity	68,322,890	70,342,072
Total Liabilities and Stockholders' Equity	$ 140,809,966	$ 140,170,435