Consolidated Statements of Cash Flows - USD ($)	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cash Flows from Operating Activities:
Net Income	$ (47,957)	$ (284,404)
Adjustments to reconcile net income to net cash from operations
Depreciation and amortization	239,914	234,345
Bond amortization, net	(8,567)	(9,054)
Non-cash stock based compensation	11,552	11,552
Changes in assets and liabilities:
Net receivables and accrued investment income	(825,591)	(952,580)
Reinsurance recoverable	460,247	(462,692)
Deferred policy acquisition costs	(261,710)	(387,191)
Other assets	(4,847,221)	(111,974)
Unpaid losses and loss adjustment expenses	(106,128)	(164,846)
Unearned premium	1,185,762	1,716,663
Advance premium and premium deposits	229,324	133,077
Accrued expenses and other liabilities	121,508	(446,737)
Income taxes current/deferred	(17,853)	(128,377)
Net Cash Provided (Used) by Operating Activities	(3,866,720)	(852,218)
Cash Flows from Investing Activities:
Purchase of fixed maturity investments	(5,194,000)	(21,323,858)
Proceeds from maturity of fixed maturity investments	1,046,000	1,949,000
Net decrease in short-term investments	8,681,962	20,647,434
Additions to property and equipment	(522,465)	(339,919)
Net Cash Provided (Used) by Investing Activities	4,011,497	932,657
Cash Flows from Financing Activities:
Repurchase of common stock	(89,582)	(23,490)
Net Cash Provided (Used) by Financing Activities	(89,582)	(23,490)
Net increase (decrease) in cash	55,195	56,949
Cash at beginning of period	334,495	309,162
Cash at End of Period	389,690	366,111
Cash paid during the period for:
Interest	0	0
Income taxes	$ 8,774	$ 8,900