Consolidated Statements of Operations - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
REVENUES
Net premium earned	$ 7,717,951	$ 7,327,855	$ 15,290,366	$ 14,292,999
Investment income	212,344	97,853	424,344	185,176
Net realized investments losses	0	0	(1,278)	0
Other income	67,684	168,881	135,278	241,095
Total Insurance Company Revenues	7,997,979	7,594,589	15,848,710	14,719,270
Gross commissions and fees	708,939	701,995	1,366,184	1,393,214
Investment income	106	82	197	167
Finance fees earned	15,608	15,208	32,217	30,981
Other income	0	1,817	5,002	2,258
Total Revenues	8,722,632	8,313,691	17,252,310	16,145,890
EXPENSES
Losses and loss adjustment expenses	4,858,757	4,633,516	9,944,251	9,527,423
Policy acquisition costs	1,701,091	1,599,883	3,400,751	3,092,713
Salaries and employee benefits	1,279,849	1,166,206	2,661,433	2,414,113
Commissions to agents/brokers	40,636	44,756	81,055	89,344
Other operating expenses	633,705	686,657	1,226,252	1,430,661
Total Expenses	8,514,038	8,131,018	17,313,742	16,554,254
Income before income taxes	208,594	182,673	(61,432)	(408,364)
Income Tax Expense	57,564	70,292	(13,475)	(123,960)
Net Income	$ 151,030	$ 112,381	$ (47,957)	$ (284,404)
Basic
Earnings per share	$ .03	$ .02	$ (.01)	$ (.05)
Weighted average shares	5,307,133	5,339,392	5,308,255	5,340,270
Diluted
Earnings per share	$ .03	$ .02	$ (.01)	$ (.05)
Weighted average shares	5,308,501	5,342,944	5,308,255	5,340,270