Consolidated Balance Sheets - USD ($)	Jun. 30, 2016	Dec. 31, 2015
Available for sale:
Fixed maturities, at fair value (amortized cost: $86,359,294 at June 30, 2016, and $82,202,727 at December 31, 2015)	$ 86,421,658	$ 82,161,291
Short-term investments, at fair value	6,958,841	15,640,803
Total Investments	93,380,499	97,802,094
Cash	389,690	334,495
Accrued investment income	143,525	85,915
Receivables, net	6,273,342	5,505,361
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	286,270	751,323
Unpaid losses and loss adjustment expenses	9,641,767	9,636,961
Deferred policy acquisition costs	4,495,106	4,233,396
Property and equipment (net of accumulated depreciation)	10,503,271	10,220,720
Deferred income taxes	1,288,816	1,334,087
Other assets	15,141,137	10,266,083
Total Assets	141,543,423	140,170,435
LIABILITIES
Unpaid losses and loss adjustment expenses	48,987,443	49,093,571
Unearned premiums	19,265,015	18,079,253
Advance premium and premium deposits	441,579	212,255
Income taxes payable	0	0
Accrued expenses and other liabilities	2,564,792	2,443,284
Total Liabilities	71,258,829	69,828,363
STOCKHOLDERS' EQUITY
Common stock, no par, authorized 10,000,000 shares; issued and outstanding shares 5,307,133 at June 30, 2016, and 5,315,945 at December 31, 2015	3,749,768	3,742,547
Accumulated other comprehensive income	41,160	(27,348)
Retained earnings	66,493,666	66,626,873
Total Stockholders' Equity	70,284,594	70,342,072
Total Liabilities and Stockholders' Equity	$ 141,543,423	$ 140,170,435