Consolidated Statements of Operations - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
REVENUES
Net premium earned	$ 7,572,415	$ 6,965,144
Investment income	212,000	87,323
Net realized investments losses	(1,278)	0
Other income	67,594	72,214
Total Insurance Company Revenues	7,850,731	7,124,681
Gross commissions and fees	657,245	691,219
Investment income	91	85
Finance fees earned	16,609	15,773
Other income	5,002	441
Total Revenues	8,529,678	7,832,199
EXPENSES
Losses and loss adjustment expenses	5,085,494	4,893,907
Policy acquisition costs	1,699,660	1,492,830
Salaries and employee benefits	1,381,584	1,247,907
Commissions to agents/brokers	40,419	44,588
Other operating expenses	592,547	744,004
Total Expenses	8,799,704	8,423,236
Income before income taxes	(270,026)	(591,037)
Income Tax Expense	(71,039)	(194,252)
Net Income	$ (198,987)	$ (396,785)
Basic
Earnings per share	$ (0.04)	$ (0.07)
Weighted average shares	5,309,377	5,341,147
Diluted
Earnings per share	$ (0.04)	$ (0.07)
Weighted average shares	5,309,377	5,341,147