Consolidated Balance Sheets - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Available for sale:
Fixed maturities, at fair value (amortized cost: $81,361,011 at March 31, 2016, and $82,202,727 at December 31, 2015)	$ 81,412,412	$ 82,161,291
Short-term investments, at fair value	11,289,391	15,640,803
Total Investments	92,701,803	97,802,094
Cash	332,725	334,495
Accrued investment income	104,245	85,915
Receivables, net	5,763,394	5,505,361
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	620,461	751,323
Unpaid losses and loss adjustment expenses	10,639,215	9,636,961
Deferred policy acquisition costs	4,321,340	4,233,396
Property and equipment (net of accumulated depreciation)	10,457,214	10,220,720
Deferred income taxes	1,320,788	1,334,087
Other assets	15,236,348	10,266,083
Total Assets	141,497,533	140,170,435
LIABILITIES
Unpaid losses and loss adjustment expenses	50,011,284	49,093,571
Unearned premiums	18,213,742	18,079,253
Advance premium and premium deposits	493,747	212,255
Income taxes payable	8,800	0
Accrued expenses and other liabilities	2,649,408	2,443,284
Total Liabilities	71,376,981	69,828,363
STOCKHOLDERS' EQUITY
Common stock, no par, authorized 10,000,000 shares; issued and outstanding shares 5,307,133 at March 31, 2016 and 5,315,945 at December 31, 2015	3,743,992	3,742,547
Accumulated other comprehensive income	33,925	(27,348)
Retained earnings	66,342,635	66,626,873
Total Stockholders' Equity	70,120,552	70,342,072
Total Liabilities and Stockholders' Equity	$ 141,497,533	$ 140,170,435