Statutory Balances And Accounting Practices (Schedule Of Statutory Net Income And Capital And Surplus) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statutory Balances And Accounting Practices Schedule Of Statutory Net Income And Capital And Surplus Details
Statutory net income	$ 911,724	$ 2,106,295	$ 2,625,468
Statutory capital and surplus	61,367,728	63,492,369
Intercompany dividend	3,000,000	$ 0	$ 0
Maximum 2016 allowable dividend without prior Department of Insurance approval	$ 6,136,773
Adjusted capital to authorized control level risk based capital	1005.00%
IRIS ratio investment yield test, upper range	6.50%
IRIS ratio investment yield test, lower range	3.00%
IRIS computed investment yield	0.20%