Reinsurance - Effect Of Reinsurance (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Premiums written
Direct written	$ 36,374,509	$ 32,810,088	$ 31,214,091
Reinsurance assumed	0	0	0
Reinsurance ceded	(5,345,398)	(5,025,798)	(5,120,808)
Net written	31,029,111	27,784,290	26,093,283
Premiums earned
Direct earned	34,902,435	31,463,691	31,983,540
Reinsurance assumed premiums	0	0	0
Reinsurance ceded premiums	(5,328,639)	(5,090,268)	(5,121,233)
Net premium earned	29,573,796	26,373,423	26,862,307
Loss And Loss Adjustment Expenses
Direct incurred loss and loss adjustment expenses	26,495,410	16,795,536	15,491,895
Assumed loss and loss adjustment expenses	0	0	0
Ceded loss and loss adjustment expenses	(7,332,094)	(2,178,418)	597,280
Incurred losses and loss adjustment expenses	$ 19,163,316	$ 14,617,118	$ 16,089,175
Percent of ceded earned premium to direct earned premium	15.00%	16.00%	16.00%