Concentration of Risks (Narrative) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
[CrusaderInsuranceCompany]
Commercial multi-peril premium_percent of total	98.00%
Premium written in California_percent of total	99.50%	99.80%
[HealthInsuranceProgramCommissionIncome]
Guardian Life Ins Co of America, percent of total	39.00%	38.00%
Blue Shield Care Trust, percent of total	40.00%	39.00%
Comission income from health insurance program	$ 960,670	$ 1,082,412