Accrued Expenses and Other Liabilites (Details) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Accrued Expenses And Other Liabilites Details
Premium payable	$ 532,928	$ 509,642
Unearned contingent commission on reinsurance treaties	0	77,839
Unearned policy fee income	839,810	828,664
Retirement plan contributions payable	238,900	251,125
Salaries and employee beneifits payable	312,986	477,682
Commission payable	134,172	128,785
Other	384,488	712,580
Accrued expenses and other liabilities	$ 2,443,284	$ 2,986,317