Deferred Policy Acquisition Costs (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Deferred Policy Acquisition Costs Disclosures [Abstract]
Balance, beginning of year	$ 3,882,825	$ 3,636,003	$ 3,785,594
Acquisition costs deferred	6,465,232	6,232,930	5,882,536
Amortization	(6,114,661)	(5,986,108)	(6,032,127)
Balance, end of year	$ 4,233,396	$ 3,882,825	$ 3,636,003