Allowance for Doubful Account (Narrative) - USD ($)	12 Months Ended
Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Notes to Financial Statements
Agent balance receivable	$ 1,181,272	$ 1,181,272
Agent balance bad debt reserve	$ 1,181,272	$ 1,181,272
Agent balance bad debt reserve allowance percentage	100.00%	100.00%
Agent balance collected	$ 0	$ 75,000
Bad debt expense (benefit)	(1,460)	$ 255,299	$ (50,792)
Stipulated judgement from one principal of agent	$ 1,200,000

The amount of decrease during the period to the valuation allowance account representing portions of such account associated with premium receivables that have been determined to be absolutely uncollectible or that were sold or transferred, and which receivables were simultaneously written off.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 4
-Subparagraph (SX 210.12-09)
-URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e24092-122690

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 09
-Article 12

Name:	us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration