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Premiums, Commissions and Notes Receiveable (Details) - USD ($)
Dec. 31, 2015
Dec. 31, 2014
Notes to Financial Statements    
Premium and commission receivable $ 2,001,609 $ 1,966,376
Premium finance notes receivable 4,689,040 4,390,226
Total premium and notes receivable 6,690,649 6,356,602
Allowance for doubtful accounts (1,185,288) (1,186,289)
Net Receivables $ 5,505,361 $ 5,170,313