Deferred Policy Acquisition Costs Roll Forward (Tables)

12 Months Ended

Dec. 31, 2015

Deferred Policy Acquisition Costs Roll Forward Tables

Deferred policy acquisition costs rollforward

The following table provides an analysis of the roll forward of the Company’s deferred policy acquisition costs:

	Year ended December 31
	2015			2014			2013
Deferred policy acquisition costs at beginning of year	$	3,882,825		$	3,636,003		$	3,785,594
Policy acquisition costs deferred during year		6,465,232			6,232,930			5,882,536
Policy acquisition costs amortized during year		(6,114,661	)		(5,986,108	)		(6,032,127	)
Deferred policy acquisition costs at end of year	$	4,233,396		$	3,882,825		$	3,636,003