Consolidated Statements of Cash Flows - USD ($)	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash Flows from Operating Activities:
Net Income	$ (933,914)	$ 894,563
Adjustments to reconcile net income to net cash from operations
Depreciation and amortization	348,979	422,009
Bond amortization, net	(14,011)	(1,936)
Non-cash stock based compensation	17,328	17,328
Loss on asset impairment	1,287,460	0
Changes in assets and liabilities:
Net receivables and accrued investment income	(753,430)	(645,711)
Reinsurance recoverable	(1,479,971)	(342,252)
Deferred policy acquisition costs	(451,269)	(219,626)
Other assets	(371,366)	450,229
Unpaid losses and loss adjustment expenses	1,184,375	301,104
Unearned premium	1,906,565	1,207,766
Advance premium and premium deposits	164,220	(59,829)
Accrued expenses and other liabilities	(759,047)	146,550
Income taxes current/deferred	(453,102)	(213,873)
Net Cash Provided (Used) by Operating Activities	(307,183)	1,956,322
Cash Flows from Investing Activities:
Purchase of fixed maturity investments	(36,247,858)	(18,074,448)
Proceeds from maturity of fixed maturity investments	3,249,000	1,400,000
Net decrease in short-term investments	34,007,837	15,008,059
Additions to property and equipment	(490,196)	(502,067)
Net Cash Provided (Used) by Investing Activities	518,783	(2,168,456)
Cash Flows from Financing Activities:
Repurchase of common stock	(117,862)	0
Net Cash Provided (Used) by Financing Activities	(117,862)	0
Net increase (decrease) in cash	93,738	(212,134)
Cash at beginning of period	309,162	376,388
Cash at End of Period	402,900	164,254
Cash paid during the period for:
Interest	0	0
Income taxes	$ 8,900	$ 683,910