Consolidated Balance Sheets - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Available for sale:
Fixed maturities, at fair value (amortized cost: September 30, 2015 $68,165,981; December 31, 2014 $35,153,111)	$ 68,258,156	$ 35,158,556
Short-term investments, at fair value	38,251,571	72,259,408
Total Investments	106,509,727	107,417,964
Cash	402,900	309,162
Accrued investment income	63,506	42,895
Receivables, net	5,903,132	5,170,313
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	190,774	201,007
Unpaid losses and loss adjustment expenses	6,652,979	5,162,775
Deferred policy acquisition costs	4,334,094	3,882,825
Property and equipment (net of accumulated depreciation)	9,364,063	10,510,306
Deferred income taxes	1,361,765	1,518,534
Other assets	2,751,538	1,799,788
Total Assets	137,534,478	136,015,569
LIABILITIES
Unpaid losses and loss adjustment expenses	45,580,933	44,396,558
Unearned premiums	18,513,744	16,607,179
Advance premium and premium deposits	414,641	250,421
Income taxes payable	0	0
Accrued expenses and other liabilities	2,227,270	2,986,317
Total Liabilities	66,736,588	64,240,475
STOCKHOLDERS' EQUITY
Common stock, no par, authorized 10,000,000 shares; issued and outstanding shares 5,329,313 at September 30, 2015 and 5,341,147 at December 31, 2014	3,743,340	3,731,828
Accumulated other comprehensive income	60,836	3,594
Retained earnings	66,993,714	68,039,672
Total Stockholders' Equity	70,797,890	71,775,094
Total Liabilities and Stockholders' Equity	$ 137,534,478	$ 136,015,569