Consolidated Balance Sheets - USD ($)	Jun. 30, 2015	Dec. 31, 2014
Available for sale:
Fixed maturities, at fair value (amortized cost: June 30, 2015 $54,537,023; December 31, 2014 $35,153,111)	$ 54,612,305	$ 35,158,556
Short-term investments, at fair value	51,611,974	72,259,408
Total Investments	106,224,279	107,417,964
Cash	366,111	309,162
Accrued investment income	58,787	42,895
Receivables, net	6,107,001	5,170,313
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	341,741	201,007
Unpaid losses and loss adjustment expenses	5,484,733	5,162,775
Deferred policy acquisition costs	4,270,016	3,882,825
Property and equipment (net of accumulated depreciation)	10,615,880	10,510,306
Deferred income taxes	1,381,264	1,518,534
Other assets	2,153,665	1,799,788
Total Assets	137,003,477	136,015,569
LIABILITIES
Unpaid losses and loss adjustment expenses	44,231,712	44,396,558
Unearned premiums	18,323,842	16,607,179
Advance premium and premium deposits	383,498	250,421
Income taxes payable	0	0
Accrued expenses and other liabilities	2,539,580	2,986,317
Total Liabilities	65,478,632	64,240,475
STOCKHOLDERS' EQUITY
Common stock, no par, authorized 10,000,000 shares; issued and outstanding shares 5,338,943 at June 30, 2015 and 5,341,147 at December 31, 2014	3,742,297	3,731,828
Accumulated other comprehensive income	49,686	3,594
Retained earnings	67,732,862	68,039,672
Total Stockholders' Equity	71,524,845	71,775,094
Total Liabilities and Stockholders' Equity	$ 137,003,477	$ 136,015,569