Consolidated Statements of Cash Flows (USD $)	3 Months Ended
Mar. 31, 2015	Mar. 31, 2014
Cash Flows from Operating Activities:
Net Income	$ (396,785)us-gaap_NetIncomeLoss	$ 591,783us-gaap_NetIncomeLoss
Depreciation and amortization	117,451us-gaap_DepreciationAndAmortization	138,186us-gaap_DepreciationAndAmortization
Bond amortization, net	(4,279)	(594)
Non-cash stock based compensation	5,776us-gaap_ShareBasedCompensation	5,776us-gaap_ShareBasedCompensation
Net receivables and accrued investment income	(335,417)	51,181
Reinsurance recoverable	184,015	(139,867)
Deferred policy acquisition costs	(175,651)	(32,052)
Other assets	203,669	119,696
Unpaid losses and loss adjustment expenses	(911,475)	(743,982)
Unearned premium	658,711	(128,273)
Advance premium and premium deposits	139,674us-gaap_IncreaseDecreaseInDeposits	25,132us-gaap_IncreaseDecreaseInDeposits
Accrued expenses and other liabilities	(20,024)	208,803
Income taxes current/deferred	(192,011)	316,826
Net Cash Provided (Used) by Operating Activities	(726,346)	412,615
Investing Activities
Purchase of fixed maturity investments	(10,145,037)	0
Proceeds from maturity of fixed maturity investments	749,000	200,000
Net decrease (increase) in short-term investments	10,147,992	(755,475)
Additions to property and equipment	(185,287)	(136,271)
Net Cash Provided (Used) by Investing Activities	566,668	(691,746)
Financing Activities
Net Cash Provided (Used) by Financing Activities	0	0
Net increase (decrease) in cash	(159,678)	(279,131)
Cash at beginning of period	309,162us-gaap_Cash	376,388us-gaap_Cash
Cash at End of Period	149,484us-gaap_Cash	97,257us-gaap_Cash
Cash paid during the period for:
Interest	0us-gaap_InterestPaid	0us-gaap_InterestPaid
Income taxes	$ 0us-gaap_IncomeTaxesPaid	$ 0us-gaap_IncomeTaxesPaid

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