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Consolidated Statements of Operations (USD $)
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Consolidated Statements Of Operations    
Net premium earned $ 6,965,144us-gaap_PremiumsEarnedNetPropertyAndCasualty $ 6,388,241us-gaap_PremiumsEarnedNetPropertyAndCasualty
Investment income 87,323us-gaap_InsuranceInvestmentIncome 31,267us-gaap_InsuranceInvestmentIncome
Other income 72,214us-gaap_OtherIncome 255,431us-gaap_OtherIncome
Total Insurance Company Revenues 7,124,681UNAM_TotalInsuranceCompanyRevenues 6,674,939UNAM_TotalInsuranceCompanyRevenues
Gross commissions and fees 691,219us-gaap_InsuranceCommissionsAndFees 734,563us-gaap_InsuranceCommissionsAndFees
Investment income 85us-gaap_InvestmentIncomeNet 77us-gaap_InvestmentIncomeNet
Finance fees earned 15,773us-gaap_InterestAndFeeIncomeLoansCommercial 17,420us-gaap_InterestAndFeeIncomeLoansCommercial
Other income 441us-gaap_OtherOperatingIncome 13,112us-gaap_OtherOperatingIncome
Total Revenues 7,832,199us-gaap_Revenues 7,440,111us-gaap_Revenues
Losses and loss adjustment expenses 4,893,907us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 2,892,350us-gaap_PolicyholderBenefitsAndClaimsIncurredNet
Policy acquisition costs 1,492,830us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense 1,476,732us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense
Salaries and employee benefits 1,247,907us-gaap_LaborAndRelatedExpense 1,281,928us-gaap_LaborAndRelatedExpense
Commissions to agents/brokers 44,588us-gaap_InsuranceCommissions 43,839us-gaap_InsuranceCommissions
Other operating expenses 744,004us-gaap_OtherGeneralExpense 838,925us-gaap_OtherGeneralExpense
Total Expenses 8,423,236us-gaap_CostsAndExpenses 6,533,774us-gaap_CostsAndExpenses
Income before income taxes (591,037)us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 906,337us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income Tax Expense (194,252)us-gaap_IncomeTaxExpenseBenefit 314,554us-gaap_IncomeTaxExpenseBenefit
Net Income $ (396,785)us-gaap_NetIncomeLoss $ 591,783us-gaap_NetIncomeLoss
Earnings per share $ (0.07)us-gaap_EarningsPerShareBasic $ 0.11us-gaap_EarningsPerShareBasic
Weighted average shares 5,341,147us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 5,341,147us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Earnings per share $ (0.07)us-gaap_EarningsPerShareDiluted $ 0.11us-gaap_EarningsPerShareDiluted
Weighted average shares 5,341,147us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 5,345,478us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding