XML 28 R76.htm IDEA: XBRL DOCUMENT v2.4.1.9
Deferred Tax Assets And Liabilities (Details) (USD $) (USD $)
Dec. 31, 2014
Dec. 31, 2013
Deferred tax assets    
Discounting of loss reserves $ 807,148us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves $ 871,495us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves
Net unearned premium 1,158,568us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve 1,056,093us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve
Unearned Commission 402,566UNAM_DeferredTaxAssetUnearnedCommission 369,882UNAM_DeferredTaxAssetUnearnedCommission
Unearned policy fees 355,000UNAM_DeferredTaxAssetUnearnedPolicyFees 344,176UNAM_DeferredTaxAssetUnearnedPolicyFees
State income taxes 1,133,946us-gaap_DeferredTaxAssetsStateTaxes 953,595us-gaap_DeferredTaxAssetsStateTaxes
Bad debt reserve 508,206us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts 401,856us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts
Other deferred tax assets 310,774us-gaap_DeferredTaxAssetsOther 184,333us-gaap_DeferredTaxAssetsOther
Total deferred tax assets 4,676,208us-gaap_DeferredTaxAssetsGross 4,181,430us-gaap_DeferredTaxAssetsGross
Valuation allowance 853,334us-gaap_DeferredTaxAssetsValuationAllowance 649,292us-gaap_DeferredTaxAssetsValuationAllowance
Deferred tax assets net of valuation allowance 3,822,874UNAM_DeferredTaxAssetsNetOfValuationAllowanace 3,532,138UNAM_DeferredTaxAssetsNetOfValuationAllowanace
Deferred tax liabilities    
Policy acquisition costs 1,627,280us-gaap_DeferredTaxLiabilitiesDeferredExpenseDeferredPolicyAcquisitionCost 1,525,962us-gaap_DeferredTaxLiabilitiesDeferredExpenseDeferredPolicyAcquisitionCost
Unrealized gains on investments 1,851us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities (2,977)us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities
State tax on undistributed insurance company earnings 374,258UNAM_DeferredTaxLiabilityStateTaxOnUndistributedInsuranceCompanyEarnings 357,669UNAM_DeferredTaxLiabilityStateTaxOnUndistributedInsuranceCompanyEarnings
Federal tax liability on state deferred tax assets 189,771UNAM_FederalTaxLiabilityOnStateDeferredTaxAssets 181,210UNAM_FederalTaxLiabilityOnStateDeferredTaxAssets
Depreciation 111,180UNAM_DeferredTaxLiabilityDepreciation 97,114UNAM_DeferredTaxLiabilityDepreciation
Total deferred tax liabilities 2,304,340us-gaap_DeferredTaxLiabilities 2,158,978us-gaap_DeferredTaxLiabilities
Net deferred tax assets $ 1,518,534us-gaap_DeferredTaxAssetsLiabilitiesNet $ 1,373,160us-gaap_DeferredTaxAssetsLiabilitiesNet