Consolidated Statements of Cash Flows (USD $)	12 Months Ended
Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash Flows from Operating Activities:
Net Income	$ 846,361us-gaap_NetIncomeLoss	$ 603,668us-gaap_NetIncomeLoss	$ 1,953,728us-gaap_NetIncomeLoss
Depreciation and amortization	539,608us-gaap_DepreciationAndAmortization	307,237us-gaap_DepreciationAndAmortization	139,293us-gaap_DepreciationAndAmortization
Bond amortization, net	(5,200)	4,067	78,468
Non-cash based compensation	23,104us-gaap_ShareBasedCompensation	23,104us-gaap_ShareBasedCompensation	23,104us-gaap_ShareBasedCompensation
Tax benefit from disqualified incentive stock options	0	0	(16,274)
Net receivables and accrued investment income	(51,242)	738,304	84,070
Reinsurance recoverable	(751,713)	2,277,275	1,145,620
Deferred policy acquisition costs	(246,822)	149,591	372,928
Other assets	64,257	(1,033,665)	(122,168)
Unpaid losses and loss adjustment expenses	519,729	(5,907,896)	(4,702,118)
Unearned premium	1,346,397	(769,452)	117,958
Advance premium and premium deposits	(214,407)us-gaap_IncreaseDecreaseInDeposits	(291,362)us-gaap_IncreaseDecreaseInDeposits	(61,816)us-gaap_IncreaseDecreaseInDeposits
Accrued expenses and other liabilities	631,823	(685,818)	(269,293)
Income taxes current/deferred	(233,709)	476,643	42,341
Net Cash Used by Operating Activities	2,468,186	(4,108,304)	(1,214,159)
Investing Activities
Purchase of fixed maturity investments	(25,303,347)	(9,394,419)	(1,700,000)
Proceeds from maturity of fixed maturity investments	2,100,000	30,890,000	58,080,000
Net (increase) in short-term investments	21,547,909	(7,551,068)	(48,116,780)
Acquisition of land and building	0us-gaap_RealEstateOtherAcquisitions	(9,000,000)us-gaap_RealEstateOtherAcquisitions	0us-gaap_RealEstateOtherAcquisitions
(Additions) to property and equipment	(879,974)	(620,327)	(765,362)
Net Cash Provided by Investing Activities	(2,535,412)	4,324,186	7,497,858
Financing Activities
Repurchase of common stock	0	0	(243,469)
Dividends paid to shareholders	0us-gaap_PaymentsOfDividendsCommonStock	0us-gaap_PaymentsOfDividendsCommonStock	(6,409,445)us-gaap_PaymentsOfDividendsCommonStock
Proceeds from issuance of common stock	0	0	46,360
Tax benefit from disqualified incentive stock options	0	0	16,274
Net Cash Provided (Used) by Financing Activities	0	0	(6,590,280)
Net increase in cash	(67,226)	215,882	(306,581)
Cash at beginning of period	376,388us-gaap_Cash	160,506us-gaap_Cash	467,087us-gaap_Cash
Cash at End of Period	309,162us-gaap_Cash	376,388us-gaap_Cash	160,506us-gaap_Cash
Cash paid during the period for:
Income taxes	$ 683,800us-gaap_IncomeTaxesPaid	$ 158,953us-gaap_IncomeTaxesPaid	$ 858,949us-gaap_IncomeTaxesPaid

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Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

- Definition

Amount of increase in real estate investments from acquisitions other than through foreclosure for entities with a substantial portion of business acquiring and holding investment real estate.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 205

-SubTopic 10

-Section S99

-Paragraph 6

-Subparagraph (SX 210.5-04.(c) Schedule III)

-URI http://asc.fasb.org/extlink&oid=27047687&loc=d3e5864-122674

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 28

-Article 12

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Paragraph c

-Subparagraph Schedule III

-Article 5

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 970

-SubTopic 360

-Section S99

-Paragraph 1

-Subparagraph (SX 210.12-28.4)

-URI http://asc.fasb.org/extlink&oid=6590653&loc=d3e638233-123024

+ Details

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- Definition

The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.

+ References

+ Details

Name:	us-gaap_ShareBasedCompensation
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Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration