Consolidated Statements of Operations (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statements Of Operations
Net premium earned	$ 26,373,423	$ 26,862,307	$ 27,318,160
Investment income	161,183	331,829	1,527,824
Other income	931,991	611,950	490,213
Total Insurance Company Revenues	27,466,597	27,806,086	29,336,197
Gross commissions and fees	2,917,964	3,239,407	3,339,073
Investment income	555	1,168	1,151
Finance fees earned	67,012	76,845	70,013
Other income	18,112	7,386	10,136
Total Revenues	30,470,240	31,130,892	32,756,570
Losses and loss adjustment expenses	14,617,118	16,089,175	15,233,403
Policy acquisition costs	5,986,108	6,032,127	6,744,273
Salaries and employee benefits	4,992,131	5,010,710	5,179,520
Commissions to agents/brokers	192,684	232,101	236,059
Other operating expenses	3,385,694	2,526,004	2,508,279
Total Expenses	29,173,735	29,890,117	29,901,534
Income before income taxes	1,296,505	1,240,775	2,855,036
Income Tax Expense	450,144	637,107	901,308
Net Income	$ 846,361	$ 603,668	$ 1,953,728
Earnings Per Share	$ 0.16	$ 0.11	$ 0.37
Weighted Average Shares	5,341,147	5,341,147	5,339,341
Earnings Per Share	$ 0.16	$ 0.11	$ 0.36
Weighted Average Shares	5,346,552	5,344,212	5,352,978