Deferred Policy Acquisition Costs Roll Forward (Tables)

12 Months Ended

Dec. 31, 2014

Deferred Policy Acquisition Costs Roll Forward Tables

Deferred policy acquisition costs rollforward

The following table provides an analysis of the roll forward of the Company’s deferred policy acquisition costs:

	Year ended December 31
	2014			2013			2012
Deferred policy acquisition costs at beginning of year	$	3,636,003		$	3,785,594		$	4,158,522
Policy acquisition costs deferred during year		6,232,930			5,882,536			6,371,345
Policy acquisition costs amortized during year		(5,986,108	)		(6,032,127	)		(6,744,273	)
Deferred policy acquisition costs at end of year	$	3,882,825		$	3,636,003		$	3,785,594