Consolidated Balance Sheets (USD $)	Dec. 31, 2014	Dec. 31, 2013
Available for sale:
Fixed maturities, at fair value (amortized cost: December 31, 2014 $35,153,111; December 31, 2013 $11,944,563)	$ 35,158,556	$ 11,935,806
Short-term investments, at fair value	72,259,408	93,807,317
Total Investments	107,417,964	105,743,123
Cash	309,162	376,388
Accrued investment income	42,895	5,249
Receiveable, net	5,170,313	5,156,717
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	201,007	183,786
Unpaid losses and loss adjustment expenses	5,162,775	4,428,283
Deferred policy acquisition costs	3,882,825	3,636,003
Property and equipment (net)	10,510,306	10,169,940
Deferred income taxes	1,518,534	1,373,160
Other assets	1,799,788	1,780,539
Total Assets	136,015,569	132,853,188
Unpaid losses and loss adjustment expenses	44,396,558	43,876,829
Unearned premium	16,607,179	15,260,782
Advance premium and premium deposits	250,421	464,828
Accrued expenses and other liabilities	2,986,317	2,354,494
Total Liabilities	64,240,475	61,956,933
Common stock, no par, authorized 10,000,000 shares; issued and outstanding shares 5,341,147 at December 31, 2014, and 5,341,147 at December 31, 2013	3,731,828	3,708,724
Accumulated other comprehensive income	3,594	(5,780)
Retained earnings	68,039,672	67,193,311
Total Stockholders Equity	71,775,094	70,896,255
Total Liabilities and Stockholders' Equity	$ 136,015,569	$ 132,853,188