Consolidated Statements of Cash Flows (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Cash Flows from Operating Activities:
Net Income	$ 894,563	$ (109,823)
Depreciation and amortization	422,009	161,427
Bond amortization, net	(1,936)	4,245
Non-cash stock based compensation	17,328	17,328
Net receivables and accrued investment income	(645,711)	62,386
Reinsurance recoverable	(342,252)	1,759,359
Deferred policy acquisition costs	(219,626)	(12,236)
Other assets	450,229	(1,028,841)
Unpaid losses and loss adjustment expenses	301,104	(2,908,265)
Unearned premium	1,207,766	(16,078)
Advance premium and premium deposits	(59,829)	(231,740)
Accrued expenses and other liabilities	146,550	(528,034)
Income taxes current/deferred	(213,873)	(154,528)
Net Cash Provided (Used) by Operating Activities	1,956,322	(2,984,800)
Investing Activities
Purchase of fixed maturity investments	(18,074,448)	(3,149,387)
Proceeds from maturity of fixed maturity investments	1,400,000	22,791,000
Net decrease (increase) in short-term investments	15,008,059	(7,065,570)
Acquisition costs of land and building		(9,000,000)
Additions to property and equipment	(502,067)	(587,487)
Net Cash Provided (Used) by Investing Activities	(2,168,456)	2,988,556
Financing Activities
Net Cash Provided (Used) by Financing Activities	0	0
Net increase (decrease) in cash	(212,134)	3,756
Cash at beginning of period	376,388	160,506
Cash at End of Period	164,254	164,262
Cash paid during the period for:
Interest	0	0
Income taxes	$ 683,910	$ 158,953