Consolidated Statements of Operations (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Consolidated Statements Of Operations
Net premium earned	$ 6,687,327	$ 6,758,626	$ 19,559,922	$ 20,205,862
Investment income	32,235	68,450	93,393	300,613
Other income	314,349	40,955	910,101	321,121
Total Insurance Company Revenues	7,033,911	6,868,031	20,563,416	20,827,596
Gross commissions and fees	713,308	778,314	2,196,916	2,490,227
Investment income	122	172	405	1,116
Finance fees earned	16,442	19,206	49,813	56,531
Other income	1,000	17,004	16,112	20,274
Total Revenues	7,764,783	7,682,727	22,826,662	23,395,744
Losses and loss adjustment expenses	4,156,480	4,765,616	10,696,595	13,212,802
Policy acquisition costs	1,511,539	1,538,087	4,459,339	4,515,924
Salaries and employee benefits	1,225,635	1,227,619	3,778,784	3,777,242
Commissions to agents/brokers	48,534	55,481	146,603	178,329
Other operating expenses	764,472	639,786	2,378,560	1,813,060
Total Expenses	7,706,660	8,226,589	21,459,881	23,497,357
Income before income taxes	58,123	(543,862)	1,366,781	(101,613)
Income Tax Expense	25,349	(175,496)	472,218	8,210
Net Income	$ 32,774	$ (368,366)	$ 894,563	$ (109,823)
Earnings Per Share	$ 0.01	$ (0.07)	$ 0.17	$ (0.02)
Weighted Average Shares	5,341,147	5,341,147	5,341,147	5,341,147
Earnings Per Share	$ 0.01	$ (0.07)	$ 0.17	$ (0.02)
Weighted Average Shares	5,343,883	5,341,147	5,344,814	5,341,147