Consolidated Statements of Operations (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Consolidated Statements Of Operations
Net premium earned	$ 6,484,354	$ 6,757,719	$ 12,872,595	$ 13,447,236
Investment income	29,891	110,874	61,158	232,163
Other income	340,321	46,460	595,752	280,166
Total Insurance Company Revenues	6,854,566	6,915,053	13,529,505	13,959,565
Gross commissions and fees	749,045	829,399	1,483,608	1,711,913
Investment income	206	573	283	944
Finance fees earned	15,951	17,707	33,371	37,325
Other income	2,000	502	15,112	3,270
Total Revenues	7,621,768	7,763,234	15,061,879	15,713,017
Losses and loss adjustment expenses	3,647,765	3,890,736	6,540,115	8,447,186
Policy acquisition costs	1,471,068	1,543,767	2,947,800	2,977,837
Salaries and employee benefits	1,271,221	1,286,220	2,553,149	2,549,623
Commissions to agents/brokers	54,230	62,220	98,069	122,848
Other operating expenses	775,163	594,220	1,614,088	1,173,274
Total Expenses	7,219,447	7,377,163	13,753,221	15,270,768
Income before income taxes	402,321	386,071	1,308,658	442,249
Income Tax Expense	132,315	135,864	446,869	183,706
Net Income	$ 270,006	$ 250,207	$ 861,789	$ 258,543
Earnings Per Share	$ 0.05	$ 0.05	$ 0.16	$ 0.05
Weighted Average Shares	5,341,147	5,341,147	5,341,147	5,341,147
Earnings Per Share	$ 0.05	$ 0.05	$ 0.16	$ 0.05
Weighted Average Shares	5,345,082	5,344,479	5,345,280	5,344,471