Consolidated Statements of Operations (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements Of Operations
Net premium earned	$ 6,388,241	$ 6,689,517
Investment income	31,267	121,289
Other income	255,431	233,706
Total Insurance Company Revenues	6,674,939	7,044,512
Gross commissions and fees	734,563	882,514
Investment income	77	371
Finance fees earned	17,420	19,618
Other income	13,112	2,768
Total Revenues	7,440,111	7,949,783
Losses and loss adjustment expenses	2,892,350	4,556,450
Policy acquisition costs	1,476,732	1,434,070
Salaries and employee benefits	1,281,928	1,263,403
Commissions to agents/brokers	43,839	60,628
Other operating expenses	838,925	579,054
Total Expenses	6,533,774	7,893,605
Income before income taxes	906,337	56,178
Income Tax Expense	314,554	47,842
Net Income	$ 591,783	$ 8,336
Earnings Per Share	$ 0.11	$ 0.00
Weighted Average Shares	5,341,147	5,341,147
Earnings Per Share	$ 0.11	$ 0.00
Weighted Average Shares	5,345,478	5,344,463