Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013
Available for sale:
Fixed maturities, at fair value (amortized cost: March 31, 2014 $11,745,157; December 31, 2013 $11,944,563)	$ 11,743,016	$ 11,935,806
Short-term investments, at fair value	94,562,792	93,807,317
Total Investments	106,305,808	105,743,123
Cash	97,257	376,388
Accrued investment income	11,423	5,249
Receivables, net	5,099,362	5,156,717
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	21,015	183,786
Unpaid losses and loss adjustment expenses	4,730,921	4,428,283
Deferred policy acquisition costs	3,668,055	3,636,003
Property and equipment (net of accumulated depreciation)	10,168,025	10,169,940
Deferred income taxes	1,445,388	1,373,160
Other assets	1,413,562	1,780,539
Total Assets	132,960,816	132,853,188
Unpaid losses and loss adjustment expenses	43,132,847	43,876,829
Unearned premiums	15,132,509	15,260,782
Advance premium and premium deposits	489,960	464,828
Income taxes payable	144,025	0
Accrued expenses and other liabilities	2,563,296	2,354,494
Total Liabilities	61,462,637	61,956,933
Common stock, no par, authorized 10,000,000 shares; issued and outstanding shares 5,341,147 at March 31, 2014 and 5,341,147 at December 31, 2013	3,714,500	3,708,724
Accumulated other comprehensive income	(1,413)	(5,780)
Retained earnings	67,785,092	67,193,311
Total Stockholders' Equity	71,498,179	70,896,255
Total Liabilities and Stockholders' Equity	$ 132,960,816	$ 132,853,188