Statutory Balances And Accounting Practices (Schedule Of Statutory Net Income And Capital And Surplus) (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Statutory Balances And Accounting Practices Schedule Of Statutory Net Income And Capital And Surplus Details
Statutory net income	$ 2,625,468	$ 3,620,755	$ 5,661,398
Statutory capital and surplus	61,411,166	59,062,170
Intercompany dividend	0	11,750,000	1,250,000
Maximum allowable dividend without prior Department of Insurance approval	$ 6,141,117
Adjusted capital to authorized control level risk based capital	107100.00%