Reinsurance - Effect Of Reinsurance (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Premiums written
Direct written	$ 31,214,091	$ 32,572,047	$ 32,054,590
Reinsurance assumed	0	0	0
Reinsurance ceded	(5,120,808)	(5,180,758)	(5,334,743)
Net written	26,093,283	27,391,289	26,719,847
Premiums earned
Direct earned	31,983,540	32,454,089	32,072,262
Reinsurance assumed premiums	0	0	0
Reinsurance ceded premiums	(5,121,233)	(5,135,929)	(5,348,319)
Net premium earned	26,862,307	27,318,160	26,723,943
Loss And Loss Adjustment Expenses
Direct incurred loss and loss adjustment expenses	15,491,895	16,795,237	11,970,100
Assumed loss and loss adjustment expenses	0	0	0
Ceded loss and loss adjustment expenses	597,280	(1,561,834)	2,417,227
Net incurred losses and loss adjustment expenses	$ 16,089,175	$ 15,233,403	$ 14,387,327
Percent of ceded earned premium to direct earned premium	16.00%	16.00%	17.00%