Deferred Policy Acquisition Costs (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Deferred Policy Acquisition Costs Disclosures [Abstract]
Balance, beginning of year	$ 3,785,594	$ 4,158,522
Acquisition costs deferred	5,882,536	6,371,345	6,938,363
Amortization	(6,032,127)	(6,744,273)	(7,080,768)
Balance, end of year	$ 3,636,003	$ 3,785,594	$ 4,158,522