Deferred Policy Acquisition Costs Roll Forward (Tables)

12 Months Ended

Dec. 31, 2013

Deferred Policy Acquisition Costs Roll Forward Tables

Deferred policy acquisition costs rollforward

The following table provides an analysis of the roll forward of Crusader’s deferred policy acquisition costs:

	Year ended December 31
	2013			2012			2011
Deferred policy acquisition costs at beginning of year	$	3,785,594		$	4,158,522		$	4,300,927
Policy acquisition costs deferred during year		5,882,536			6,371,345			6,938,363
Policy acquisition costs amortized during year		(6,032,127	)		(6,744,273	)		(7,080,768	)
Deferred policy acquisition costs at end of year	$	3,636,003		$	3,785,594		$	4,158,522