Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
Available for sale:
Fixed maturities, at fair value (amortized cost: December 31, 2013 $11,944,563; December 31, 2012 $33,444,211)	$ 11,935,806	$ 33,628,002
Short-term investments, at fair value	93,807,317	86,256,249
Total Investments	105,743,123	119,884,251
Cash	376,388	160,506
Accrued investment income	5,249	155,678
Premiums, commission and notes receiveable, net	5,156,717	5,744,592
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	183,786	305,201
Unpaid losses and loss adjustment expenses	4,428,283	6,584,143
Deferred policy acquisition costs	3,636,003	3,785,594
Property and equipment (net of accumulated depreciation)	10,169,940	856,850
Deferred income taxes	1,373,160	1,893,929
Other assets	1,780,539	637,282
Total Assets	132,853,188	140,008,026
Unpaid losses and loss adjustment expenses	43,876,829	49,784,725
Unearned premiums	15,260,782	16,030,234
Advance premium and premium deposits	464,828	756,190
Income taxes payable	0	0
Accrued expenses and other liabilities	2,354,494	3,040,312
Total Liabilities	61,956,933	69,611,461
Common stock, no par, authorized 10,000,000 shares; issued and outstanding shares 5,341,147 at December 31, 2013, and 5,341,147 at December 31, 2012	3,708,724	3,685,620
Accumulated other comprehensive income	(5,780)	121,302
Retained earnings	67,193,311	66,589,643
Total Stockholders Equity	70,896,255	70,396,565
Total Liabilities and Stockholders' Equity	$ 132,853,188	$ 140,008,026