Consolidated Statements of Cash Flows (USD $)	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
Cash Flows from Operating Activities:
Net Income	$ 258,543	$ 657,145
Depreciation and amortization	106,651	40,230
Bond amortization, net	4,459	54,170
Non-cash stock based compensation	11,552	11,552
Net receivables and accrued investment income	(185,172)	(651,022)
Reinsurance recoverable	1,800,138	(652,145)
Deferred policy acquisition costs	(32,223)	132,544
Other assets	(85,675)	(778,983)
Unpaid losses and loss adjustment expenses	(2,106,813)	(1,896,273)
Unearned premium	177,010	734,681
Advance premium and premium deposits	(179,326)	207,264
Accrued expenses and other liabilities	(626,354)	(231,681)
Income taxes current/deferred	27,935	(191,234)
Net Cash Provided (Used) by Operating Activities	(829,275)	(2,563,752)
Investing Activities
Purchase of fixed maturity investments	(2,049,387)	(350,000)
Proceeds from maturity of fixed maturity investments	11,595,000	22,340,000
Net (increase) in short-term investments	(8,364,238)	(18,104,468)
(Additions) to property and equipment	(424,882)	(370,587)
Net Cash Provided (Used) by Investing Activities	756,493	3,514,945
Financing Activities
Proceeds from exercise of stock options	0	1,248
Repurchase and adjustment of common stock	0	(54,357)
Dividends paid to shareholders	0	(1,068,298)
Net Cash Provided (Used) by Financing Activities	0	(1,121,407)
Net increase (decrease) in cash	(72,782)	(170,214)
Cash at beginning of period	160,506	467,087
Cash at End of Period	87,724	296,873
Cash paid during the period for:
Interest	0	0
Income taxes	$ 158,800	$ 508,948