Consolidated Statements of Operations (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Consolidated Statements Of Operations
Net premium earned	$ 6,757,719	$ 6,780,495	$ 13,447,236	$ 13,495,661
Investment income	110,874	474,205	232,163	1,056,026
Other income	46,460	184,532	280,166	296,742
Total Insurance Company Revenues	6,915,053	7,439,232	13,959,565	14,848,429
Gross commissions and fees	829,399	809,328	1,711,913	1,715,233
Investment income	573	191	944	443
Finance charges and fees earned	17,707	16,035	37,325	32,365
Other income	502	2,049	3,270	5,551
Total Revenues	7,763,234	8,266,835	15,713,017	16,602,021
Losses and loss adjustment expenses	3,890,736	4,326,428	8,447,186	8,048,211
Policy acquisition costs	1,543,767	1,706,793	2,977,837	3,468,528
Salaries and employee benefits	1,286,220	1,305,170	2,549,623	2,664,707
Commissions to agents/brokers	62,220	56,565	122,848	116,565
Other operating expenses	594,220	673,007	1,173,274	1,332,160
Total Expenses	7,377,163	8,067,963	15,270,768	15,630,171
Income Before Taxes	386,071	198,872	442,249	971,850
Income Tax Expense	135,864	42,097	183,706	314,705
Net Income	$ 250,207	$ 156,775	$ 258,543	$ 657,145
Earnings Per Share	$ 0.05	$ 0.03	$ 0.05	$ 0.12
Weighted Average Shares	5,341,147	5,344,234	5,341,147	5,342,988
Earnings Per Share	$ 0.05	$ 0.03	$ 0.05	$ 0.12
Weighted Average Shares	5,344,479	5,359,878	5,344,471	5,361,056