Consolidated Statements of Cash Flows (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Cash Flows from Operating Activities:
Net Income	$ 8,336	$ 500,370
Depreciation and amortization	52,587	13,361
Bond amortization, net	4,983	27,247
Non-cash based compensation	5,776	5,776
Premium, notes and investment income receivable	288,346	(572,831)
Reinsurance recoverable	652,678	256,138
Deferred policy acquisition costs	(57,527)	81,667
Other assets	35,663	(43,970)
Unpaid losses and loss adjustment expenses	(321,933)	(2,002,202)
Unearned premium	(130,043)	107,240
Advance premium and premium deposits	(142,957)	527,955
Accrued expenses and other liabilities	(358,545)	105,215
Income taxes current/deferred	49,357	273,971
Net Cash Provided (Used) by Operating Activities	86,721	(720,063)
Investing Activities
Purchase of fixed maturity investments	(699,000)	(150,000)
Proceeds from maturity of fixed maturity investments	7,948,000	1,544,000
Net (increase) in short-term investments	(7,081,776)	(874,761)
(Additions) to property and equipment	(244,888)	(103,523)
Net Cash Provided (Used) by Investing Activities	(77,664)	415,716
Financing Activities
Repurchase and adjustment of common stock	0	(6,674)
Net Cash Provided (Used) by Financing Activities	0	(6,674)
Net increase (decrease) in cash	9,057	(311,021)
Cash at beginning of period	160,506	467,087
Cash at End of Period	169,563	156,066
Cash paid during the period for:
Interest	0	0
Income taxes	$ 0	$ 8,942