Consolidated Statements of Operations (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Consolidated Statements Of Operations
Net premium earned	$ 6,689,517	$ 6,715,166
Investment income	121,289	581,821
Other income	233,706	112,210
Total Insurance Company Revenues	7,044,512	7,409,197
Gross commissions and fees	882,514	905,905
Investment income	371	252
Finance charges and fees earned	19,618	16,330
Other income	2,768	3,502
Total Revenues	7,949,783	8,335,186
Losses and loss adjustment expenses	4,556,450	3,721,783
Policy acquisition costs	1,434,070	1,761,735
Salaries and employee benefits	1,263,403	1,359,537
Commissions to agents/brokers	60,628	60,000
Other operating expenses	579,054	659,153
Total Expenses	7,893,605	7,562,208
Income Before Taxes	56,178	772,978
Income Tax Expense	47,842	272,608
Net Income	$ 8,336	$ 500,370
Earnings Per Share	$ 0.00	$ 0.09
Weighted Average Shares	5,341,147	5,341,742
Earnings Per Share	$ 0.00	$ 0.09
Weighted Average Shares	5,344,463	5,360,782