Statutory Balances And Accounting Practices (Schedule Of Statutory Net Income And Capital And Surplus) (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Statutory Balances And Accounting Practices Schedule Of Statutory Net Income And Capital And Surplus Details
Statutory net income		$ 3,620,755	$ 5,661,398	$ 4,513,078
Statutory capital and surplus		59,062,170	67,277,035
Intercompany dividend		11,750,000	1,250,000	4,250,000
Maximum allowable dividend without prior Department of Insurance approval	$ 5,902,617
Adjusted capital to authorized control level risk based capital		95300.00%