Losses And Loss Adjustment Expenses (Activity In The Reserves For Losses And Loss Adjustment Expenses) (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Insurance Loss Reserves [Abstract]
Current accident year	$ 19,596,313	$ 19,229,785	$ 23,038,294
Prior accident years	(4,362,910)	(4,842,458)	(4,568,179)
Total incurred losses and loss adjustment expenses	15,233,403	14,387,327	18,470,115
Current accident year	7,193,853	5,187,128	8,327,215
Prior accident years	11,351,147	12,431,401	15,809,064
Total payment losses and loss adjustment expenses	18,545,000	17,618,529	24,136,279
Net reserves	43,200,582	46,512,179	49,743,381
Reinsurance recoverable on unpaid losses and loss adjustment expenses	6,584,143	7,974,664	11,816,314
Gross reserves	$ 49,784,725	$ 54,486,843	$ 61,559,695