Unpiad Losses and Loss Adjustment Expenses (Details) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Direct Reserves
Direct Case Reserves	$ 11,925,272	$ 12,771,203
Direct IBNR Reserves	37,859,453	41,715,640
Total Direct Reserves	49,784,725	54,486,843
Reserves Net Of Reinsurance
Net Case Reserves	10,946,621	11,815,692
Net IBNR Reserves	32,253,961	34,696,487
Total Net Reserves	43,200,582	46,512,179
Reserves Net Of Reinsurance By Line
CMP ($)	48,073,951	52,198,037
Other Liability ($)	1,658,429	2,246,166
Other Lines ($)	52,345	42,640
Total Direct Reserves By Line	$ 49,784,725	$ 54,486,843
CMP Percent of Total	96.60%	95.80%
Other Liability Percent of Total	3.30%	4.10%
Other Lines Percent Of Total	0.10%	0.10%