Deferred Policy Acquisition Costs Roll Forward (Tables)

12 Months Ended

Dec. 31, 2012

Deferred Policy Acquisition Costs Roll Forward Tables

Deferred policy acquisition costs rollforward

The following table provides an analysis of the roll forward of Crusader’s deferred policy acquisition costs:

	Year ended December 31
	2012			2011			2010
Deferred policy acquisition costs at beginning of year	$	4,158,522		$	4,300,927		$	4,955,636
Policy acquisition costs deferred during year		6,371,345			6,938,363			6,627,837
Policy acquisition costs amortized during year		(6,744,273	)		(7,080,768	)		(7,282,546	)
Deferred policy acquisition costs at end of year	$	3,785,594		$	4,158,522		$	4,300,927