Consolidated Statements of Cash Flows (USD $)	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash Flows from Operating Activities:
Net Income	$ 1,402,740	$ 3,095,686
Depreciation	91,129	42,854
Bond amortization, net	68,645	121,496
Non-cash based compensation	17,328	23,103
Premium, notes and investment income receivable	(305,813)	(1,109,012)
Reinsurance recoverable	208,855	3,440,791
Deferred policy acquisition costs	230,288	6,545
Other assets	(778,822)	80,801
Unpaid losses and loss adjustment expenses	(3,457,765)	(6,328,344)
Unearned premium	678,163	137,140
Advance premium and premium deposits	112,054	392,276
Accrued expenses and other liabilities	(206,246)	(1,107,530)
Income taxes current/deferred	(56,944)	504,215
Net Cash Provided (Used) by Operating Activities	(1,996,388)	(699,979)
Investing Activities
Purchase of fixed maturity investments	(1,300,000)	(6,045,000)
Proceeds from maturity of fixed maturity investments	44,635,000	27,505,998
Net (increase) in short-term investments	(39,906,943)	(20,676,151)
(Additions) to property and equipment	(525,012)	(49,882)
Net Cash Provided (Used) by Investing Activities	2,903,045	734,965
Financing Activities
Proceeds from exercise of stock options	15,245	1,871
Repurchase of common stock	(226,172)	(10,959)
Dividends paid to stockholders	(1,068,298)	0
Net Cash Provided (Used) by Financing Activities	(1,279,225)	(9,088)
Net increase (decrease) in cash	(372,568)	25,898
Cash at beginning of period	467,087	45,210
Cash at End of Period	94,519	71,108
Cash paid during the period for:
Interest	0	0
Income taxes	758,949	1,158,982
Write-offs of property and equipment	$ 0	$ 1,431,917