Consolidated Statements of Cash Flows (USD $)	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Cash Flows from Operating Activities:
Net Income	$ 657,145	$ 1,821,034
Depreciation	40,230	28,569
Bond amortization, net	54,170	80,445
Non-cash based compensation	11,552	0
Premium, notes and investment income receivable	(651,022)	(1,264,423)
Reinsurance recoverable	(652,145)	2,159,443
Deferred policy acquisition costs	132,544	(76,798)
Other assets	(778,983)	17,022
Unpaid losses and loss adjustment expenses	(1,896,273)	(4,493,920)
Unearned premium	734,681	454,030
Advance premium and premium deposits	207,264	264,783
Accrued expenses and other liabilities	(231,681)	(492,069)
Income taxes current/deferred	(191,234)	237,208
Net Cash Provided (Used) by Operating Activities	(2,563,752)	(1,264,676)
Investing Activities
Purchase of fixed maturity investments	(350,000)	(3,849,000)
Proceeds from maturity of fixed maturity investments	22,340,000	10,809,998
Net (increase) in short-term investments	(18,104,468)	(5,561,432)
(Additions) to property and equipment	(370,587)	(99,089)
Net Cash Provided (Used) by Investing Activities	3,514,945	1,300,477
Financing Activities
Proceeds from exercise of stock options	1,248	3
Repurchase and adjustment of common stock	(54,357)	(10,959)
Dividends paid to stockholders	(1,068,298)	0
Net Cash Provided (Used) by Financing Activities	(1,121,407)	(10,956)
Net increase (decrease) in cash	(170,214)	24,845
Cash at beginning of period	467,087	45,210
Cash at End of Period	296,873	70,055
Cash paid during the period for:
Interest	0	0
Income taxes	$ 508,948	$ 758,800