Consolidated Statements of Operations (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Consolidated Statements Of Operations
Premium earned	$ 8,040,673	$ 8,040,029	$ 16,002,845	$ 15,999,568
Premium ceded	1,260,178	1,329,545	2,507,184	2,652,946
Net premium earned	6,780,495	6,710,484	13,495,661	13,346,622
Investment income	474,205	766,501	1,056,026	1,538,863
Other income	184,532	168,742	296,742	339,088
Total Insurance Company Revenues	7,439,232	7,645,727	14,848,429	15,224,573
Gross commissions and fees	809,328	911,396	1,715,233	1,915,285
Investment income	191	400	443	1,435
Finance charges and fees earned	16,035	18,273	32,365	38,781
Other income	2,049	3,203	5,551	6,770
Total Revenues	8,266,835	8,578,999	16,602,021	17,186,844
Losses and loss adjustment expenses	4,326,428	3,871,531	8,048,211	7,258,598
Policy acquisition costs	1,706,793	1,771,705	3,468,528	3,544,865
Salaries and employee benefits	1,305,170	1,110,075	2,664,707	2,122,520
Commissions to agents/brokers	56,565	57,101	116,565	111,268
Other operating expenses	673,007	680,901	1,332,160	1,335,733
Total Expenses	8,067,963	7,491,313	15,630,171	14,372,984
Income Before Taxes	198,872	1,087,686	971,850	2,813,860
Income Tax Expense	42,097	380,999	314,705	992,826
Net Income	$ 156,775	$ 706,687	$ 657,145	$ 1,821,034
Earnings Per Share	$ 0.03	$ 0.13	$ 0.12	$ 0.34
Weighted Average Shares	5,344,234	5,334,119	5,342,988	5,334,166
Earnings Per Share	$ 0.03	$ 0.13	$ 0.12	$ 0.34
Weighted Average Shares	5,359,878	5,357,960	5,361,056	5,358,014