Consolidated Balance Sheets (USD $)	Jun. 30, 2012	Dec. 31, 2011
Available for sale:
Fixed maturities, at fair value (amortized cost: June 30, 2012 $67,858,509; December 31, 2011 $89,902,677)	$ 68,377,080	$ 91,356,624
Short-term investments, at fair value	56,243,937	38,139,469
Total Investments	124,621,017	129,496,093
Cash	296,873	467,087
Accrued investment income	563,230	680,626
Premiums and notes receiveable, net	6,072,132	5,303,714
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	316,633	60,300
Unpaid losses and loss adjustment expenses	8,370,476	7,974,664
Deferred policy acquisition costs	4,025,978	4,158,522
Property and equipment (net of accumulated depreciation)	561,138	230,781
Deferred income taxes	1,814,658	1,394,500
Other assets	1,476,844	608,758
Total Assets	148,118,979	150,375,045
Unpaid losses and loss adjustment expenses	52,590,570	54,486,843
Unearned premiums	16,646,957	15,912,276
Advance premium and premium deposits	1,025,270	818,006
Accrued expenses and other liabilities	3,077,924	3,309,605
Total Liabilities	73,340,721	74,526,730
Common stock, no par, authorized 10,000,000 shares; issued and outstanding shares 5,340,784 at June 30, 2012, and 5,341,992 at December 31, 2011	3,621,664	3,611,461
Accumulated other comprehensive income	342,257	959,604
Retained earnings	70,814,337	71,277,250
Total Stockholders Equity	74,778,258	75,848,315
Total Liabilities and Stockholders' Equity	$ 148,118,979	$ 150,375,045