Consolidated Statements of Operations (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Consolidated Statements Of Operations
Premium earned	$ 7,962,172	$ 7,959,539
Premium ceded	1,247,006	1,323,401
Net premium earned	6,715,166	6,636,138
Investment income	581,821	772,362
Other income	112,210	170,346
Total Insurance Company Revenues	7,409,197	7,578,846
Gross commissions and fees	905,905	1,003,889
Investment income	252	1,035
Finance charges and fees earned	16,330	20,508
Other income	3,502	3,567
Total Revenues	8,335,186	8,607,845
Losses and loss adjustment expenses	3,721,783	3,387,067
Policy acquisition costs	1,761,735	1,773,160
Salaries and employee benefits	1,359,537	1,012,445
Commissions to agents/brokers	60,000	54,167
Other operating expenses	659,153	654,832
Total Expenses	7,562,208	6,881,671
Income Before Taxes	772,978	1,726,174
Income Tax Expense	272,608	611,827
Net Income	$ 500,370	$ 1,114,347
Earnings Per Share	$ 0.09	$ 0.21
Weighted Average Shares	5,341,742	533,421
Earnings Per Share	$ 0.09	$ 0.21
Weighted Average Shares	5,360,782	5,358,106