Consolidated Balance Sheets (USD $)	Mar. 31, 2012	Dec. 31, 2011
Available for sale:
Fixed maturities, at fair value (amortized cost: September 30, 2011 $101,718,787; December 31, 2010 $123,301,280)	$ 89,400,088	$ 91,356,624
Short-term investments, at cost	39,014,230	38,139,469
Total Investments	128,414,318	129,496,093
Cash	156,066	467,087
Accrued investment income	684,731	680,626
Premiums and notes receiveable, net	5,872,440	5,303,714
Reinsurance Recoverable:
Paid losses and loss adjustment expenses	3,766	60,300
Unpaid losses and loss adjustment expenses	7,775,060	7,974,664
Deferred policy acquisition costs	4,076,855	4,158,522
Property and equipment (net of accumulated depreciation)	320,943	230,781
Deferred income taxes	1,650,982	1,394,500
Other assets	414,556	608,758
Total Assets	149,369,717	150,375,045
Unpaid losses and loss adjustment expenses	52,484,641	54,486,843
Unearned premiums	16,019,516	15,912,276
Advance premium and premium deposits	1,345,961	818,006
Income taxes payable	110,283	0
Accrued expenses and other liabilities	3,414,820	3,309,605
Dividends payable	1,068,298	0
Total Liabilities	74,443,519	74,526,730
Common stock, no par, authorized 10,000,000 shares; issued and outstanding shares 5,341,992 at December 31, 2011, and 5,333,081 at December 31, 2010	3,616,991	3,611,461
Accumulated other comprehensive income	606,314	959,604
Retained earnings	70,702,893	71,277,250
Total Stockholders Equity	74,926,198	75,848,315
Total Liabilities and Stockholders' Equity	$ 149,369,717	$ 150,375,045